Guide To Using MediSave At Approved Hospitals In Malaysia

Singaporeans and Permanent Residents (PRs) have more options for their medical needs, including the ability to use their MediSave funds for treatment in approved hospitals overseas. In this article, we will delve into the specifics of using MediSave in Malaysia, focusing on MediSave approved hospital in Malaysia and the conditions under which MediSave can be used for overseas medical expenses.

MediSave-Approved Hospitals In Malaysia

Singapore’s Ministry of Health (MOH) has approved specific hospitals in Malaysia where Singaporeans and PRs can use their MediSave funds. As of now, MediSave approved hospitals in Malaysia include:

• Mahkota Medical Centre.
• Regency Specialist Hospital.
• Gleneagles Intan Medical Centre In Kuala Lumpur.
• 9 Pantai Group hospitals across the country.

These hospitals have been vetted to ensure they meet the standards required for MediSave usage, providing peace of mind to patients seeking affordable and high-quality medical care outside of Singapore.

Conditions For Using MediSave In Malaysia

To use MediSave for treatment in Malaysia, certain criteria and processes must be followed:

1. Eligibility

• The patient must be a Singapore Citizen (SC) or Permanent Resident (PR).
• Immediate family members of SCs and PRs who reside in Singapore, such as spouses, children, parents, and grandparents, are also eligible to use MediSave for treatments overseas, provided they are also SCs or PRs residing in Singapore.

2. Types of Treatments Covered

• Day Surgery: Procedures that do not require overnight hospital stays.
• Inpatient Hospitalisation: Medically necessary hospital stays for treatment and surgeries. The stay must exceed a minimum of eight hours.

3. Financial Limits

The expenditure limits for using MediSave in Malaysia are similar to those in Singapore. This includes up to SGD 550 per day for inpatient hospitalisation and varying fixed limits for surgical procedures, ranging from SGD 150 to SGD 5,000 depending on the type of procedure.

Steps To Use MediSave In Malaysia

To utilise MediSave funds for medical treatment in Malaysia, the following steps should be taken:

1. Referral from HMI

Patients need a referral from Health Management International (HMI), a MediSave-accredited healthcare provider. HMI can be contacted at +65 6322 6333 to check for affiliated hospitals and to facilitate the referral process.

2. Documentation

Gather the necessary documents, including:

1. Original copy (Certified true copy by Hospital is accepted) of the patient’s medical records
2. Final hospital bills
3. Passport information
4. Completed Medical Claims Authorisation Form (MCAF). 
5. NRIC – Front and back copy belonging to patient and MediSave payer (if applicable).

Ensure that all documents are certified true copies and, if necessary, officially translated into English.

3. Submission

Submit the documents to the Ministry of Health (MOH) for approval. Requests for MediSave usage in cases of medical emergencies will be considered on a case-by-case basis.

4. Approval And Payment

Upon approval, the Central Provident Fund (CPF) Board will process the MediSave deduction and transfer the funds to the MediSave payer’s bank account.

For more information, you may refer to the Central Provident Fund Board, contact HMI, or visit the Singapore Ministry of Health’s website.

How To Use MediSave In Regency Specialist Hospital And Mahkota Medical Centre?

Refer to the following steps according to HMI Group:

Benefits of Using MediSave in Malaysia

Using MediSave in Malaysia offers several advantages:

• Cost Efficiency – Medical treatments in Malaysia can be more affordable compared to Singapore, allowing patients to stretch MediSave dollars further.
• Access To Quality Care – Approved hospitals provide high-quality medical services that meet Singapore’s stringent healthcare standards.
• Convenience – The geographical proximity and cultural similarities make Malaysia a convenient option for Singaporeans seeking medical treatment abroad.

The ability to use MediSave funds for treatment at approved hospitals in Malaysia provides Singaporeans and PRs with greater flexibility and options for their healthcare needs. By understanding the eligibility criteria, treatment coverage, and necessary procedures, patients can effectively utilise MediSave funds to receive quality medical care in Malaysia, ensuring both financial savings and health benefits. 

Contact Us For Medical Treatments In Malaysia

Health365 has partnerships with trusted healthcare providers in Singapore, Malaysia, and Thailand. Contact us for an introduction to a doctor in Malaysia.

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