Are you considering a health screening to proactively manage your well-being? If so, you might be wondering if your MediSave can be utilised for health screening services. In this article, we will explore health screening using MediSave specifically the scope of health screening coverage using MediSave and clarify the specific services or procedures that qualify.
Can I Use MediSave For Health Screening?
MediSave, a component of Singapore’s comprehensive healthcare financing system, is widely utilised to cover various medical expenses. However, according to the Central Provident Fund Board (CPFB), general health screening packages are not covered under MediSave.Â
While general health screenings may not be covered, you can leverage your MediSave for you or your dependants’ outpatient scans at participating medical institutions. These include Magnetic Resonance Imaging (MRI) and Computed Tomography (CT) scans, colonoscopies, and mammograms (for female patients aged 50 and above).
| Outpatient MRI scans, CT scans, and other diagnostics for cancer patients | Withdraw up to $600 per year per patient |
| Outpatient scans for diagnostics or treatment of a medical condition | Withdraw up to $300 per year per patient |
*Please check with CPF or the medical service provider to confirm the prevailing withdrawal limits when deciding on a procedure.
Screenings
- Mammograms – Withdraw up to $700 (for patients with complex chronic conditions) or $500 (non non-complex chronic patients) per year per patient
- Colonoscopies – Withdrawal limit is pegged at the prevailing amount for existing procedures, as below:
| Description | MediSave withdrawal limit for costs related to procedure | MediSave withdrawal limit for related hospital charges | Total |
| Colonoscopy screening | $950 | $300 | $1,250 |
| Colonoscopy screening with removal of polyps | $1,250/$1,550 | $300 | $1,550/$1,850 |
*Please check with CPF or the medical service provider to confirm the prevailing withdrawal limits when deciding on a procedure.
Special Consideration For Mammograms
Mammograms, an essential screening for breast cancer, can be covered by MediSave for female patients aged 50 years and above. This aligns with recommendations from the Screening Test Review Committee of The Academy of Medicine Singapore, emphasising the importance of targeted screening based on age.
Colonoscopies For Those Aged 50 And Above
MediSave can also be used for colonoscopies, an effective procedure for detecting colorectal issues, if you are 50 years old or above. Be sure to adhere to the withdrawal limits specified in the official guidelines.
Key Takeaway
Health screening using MediSave covers outpatient scans, colonoscopies, and mammograms adhering to the screening recommendations in Singapore. To make the most of your MediSave for approved health screenings, ensure you visit participating medical institutions. Familiarise yourself with the withdrawal limits and guidelines to streamline the process and avoid any potential complications.
The MediSave withdrawal limits are subject to change over time. Always confirm with CPF and your medical service provider the prevailing limits when deciding on a procedure.
Information Source: Central Provident Fund Board (CPFB)
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This article is informative only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment, and should never be relied upon for specific medical advice.